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Thursday, November 26, 2009

User post: Making money on unpaid maternity leave

By Hopefull, Barefoot & Pregnant

There are no less than a hundred thousand articles that advise soon-to-be mommies on how to transition work and prepare your employer for your maternity leave.  And with the Pregnancy Discrimination Act of 1978 that states women who are pregnant must be treated in the same manner as other applicants or employees with similar abilities or limitations, there is a false sense of security that having a baby is business as usual.

This false security was shattered when  I received an email from our HR stating that my maternity leave is handled under paid-time-off and that once the PTO is exhausted my status changes to unpaid personal leave.  This means that I have 8.2 days off for maternity leave.  The act applies to employers with 15 or more employees, so my company flies under the radar.  In this tight economy, I know that I can’t afford to take unpaid leave, so I decided to finance the leave myself.

First, I started searching early for alternative income resources.  I looked on Craigslist, Guru, and Elance for job postings.  The best opportunities are those that let you work from home for short-term engagements.  Another thing I did was look at services section of Craigslist.  Most of the time people do things for free that they could charge for and by checking the service page I could see how other people were marketing their skills.  The things I found were making arts & crafts and convenience contingent services.  Convenience contingent services (CCS) is a phrase I coined which means any service and or job people can do but it would be easier to have somebody else do for them.  An example of a CCS would be a dry-clean valet service. 

Secondly, reach out to small businesses and owners.  Most small businesses are under-staffed to lower fixed cost. These are great places to offer services like a small doctor’s office that needs somebody to make follow-up calls on service plans or send out emails for a business with a database of clients.

Third, think out of the box.  One idea that I came up with was providing a fax menu service.  Basically, I could call on restaurants and have them agree to pay a fee for me to fax their lunch menus to local businesses.  So which one of these did I decide to pursue?  Well, because I handle new business development. I had ran across a gentlemen that was expanding his business and needed somebody to make lead generation calls. I contacted him and explained that I would be available to do contract work while on maternity leave.  Much like my baby’s nursery, everything is set up for when I come home from the hospital.  Lastly, I would advise that you have everything agreed upon and organized before you have the baby and stay in constant contact.

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Comments 11-20 of 25
  • C's Avatar
    Posted by C Tue Jun 30, 2009 7:13am PDT

    DaisyGirl - that would be true in a perfect world. I'm lucky that my employer has most policies in writing, and they're fairly family friendly; we don't fall under FMLA at work. But bigger companies in my industry and area would...I can only imagine how filing for FMLA would be taken in those companies...yes, the industry in which I work is an HR nightmare.

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  • Green Sherpa's Avatar
    Posted by Green Sherpa Tue Jun 30, 2009 11:34am PDT

    Great tips!

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  • Trish M's Avatar
    Posted by Trish M Tue Jun 30, 2009 4:37pm PDT

    As an HR professional with a major retail pharmacy chain, I caution everyone to read their company's policies that refer to accepting other employment while on any kind of leave of absence. Most companies will have a policy that prohibits any kind other employment while the employee is on a protected leave of absence. The consequences are usually immediate termination that is retro active to the last date that the employee actually worked. This also means that the employee is held financially responsible for their medical benefits and any claims paid on their behalf. This article is inaccurate and irresponsible to say the very least.

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  • Adanna's Avatar
    Posted by Adanna Fri Jul 3, 2009 12:59pm PDT

    It's sad to hear what mothers have to go through, after they give birth. Sadly the country's disregard for resaonable maternity/paternity leave is a direct reflection of our country's family values. companies shouldn't fire employers for taking time off after having a baby, whether they are insured by the FMLA or not, it is just not moral.

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  • __A_YAHOO_USER__'s Avatar
    Posted by __A_YAHOO_USER__ Sat Jul 4, 2009 4:01pm PDT

    i was fortunate and my job was production something this country gave away to overseas ya know jobs our gov.gave away i always went to the doctors and made up my time my leave was only 6.wks they worked with the employee so its all not bad

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  • Flander's Avatar
    Posted by Flander Sun Jul 5, 2009 2:38pm PDT

    "One idea that I came up with was providing a fax menu service. Basically, I could call on restaurants and have them agree to pay a fee for me to fax their lunch menus to local businesses."

    Hmmm, an unsolicted fax business, people get sued everyday for that...you cannot just going around faxing people things fyi, it is a little irresponsible to suggest it.

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  • C's Avatar
    Posted by C Mon Jul 6, 2009 5:24am PDT

    I didn't even notice that Flander...but I do recall something about unsolicited faxes being illegal (as the end user pays for them whether they want them or not), and if not illegal, well, that's a little reprehensible to make money off faxing people something they don't want. Why not start spamming (email) while you're at it? Same principle.

    Trish M. - hadn't thought of that. I did check ours, it states that additional employment is acceptable but they do not encourage it; and that employment must be completely outside of the entire construction industry (so you could do something with retail or whatever...)

    The only good thing about this article is that it might make someone think. Other than that, its fraught with issues.

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  • Amber S's Avatar
    Posted by Amber S Mon Jul 6, 2009 12:45pm PDT

    ha ha... You guys are hilarious... Try working for a SNOBBY, greedy small-business owner that doesn't provide ANY insurance, at all! It's called SAVINGS people... I just added up what my income would be for the 6 weeks I was out (which is only about $2800) and divided that by how many paychecks I would recieve between then and maternity leave, and saved THAT much money each paycheck... "well what if we don't make enough to save even ONE penny!?!?" THEN YOU SHOULDN'T BE HAVING A KID!

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  • Seng's Avatar
    Posted by Seng Mon Jul 6, 2009 8:06pm PDT

    I think it'd be agreat idea of earning more money!! I hope everyone will raise more idea so we will improve our life through increase income from extra work, especially for woman who are sometime busy with house work too.

    HOLIN committe

    http://holin-site.blogspot.com/

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  • Traezy's Avatar
    Posted by Traezy Tue Jul 7, 2009 6:09am PDT

    Yes, indeed folks - be certain to know and understand your company's policies and procedures for taking time off, and for earning money on said leave. Even if for years you worked as a direct-sales consultant (Tupperware, Partylites, etc) part-time job while also working full-time, you could find yourself in trouble if you continue to work your consultant job while on leave from the full-time job.

    Also - for MANY YEARS, women fought to have pregnancy and maternity issues dealt with as a condition, not an illness. While parts of that have come out in the mother's favor, other parts have left them short-changed.

    Companies are in the business of making money. If they don't, they won't be in business for long. Unfortately, that usually conflicts with the needs and /or desires of its employees.

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Comments 11-20 of 25

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