Lee Jenkins
A New Car
In this economy, buying a car might be the last thing you want to do. But if a longer commute or growing family is in your future, it may be an investment you can't avoid. To ensure that you don't get taken for a ride, do your homework. Research the dealer's costs for their cars online (you can bet it's lower than the sticker price you'll see). And be ready with an arsenal of questions about the car, make, and model-the more you know, the fewer opportunities you'll give the dealer to squeeze more money from you.
Late Fees
For customers whose payment histories are squeaky clean, bill collectors are more forgiving if you slip up once or twice. Remember: A late payment charge isn't written in stone. Make the call to your credit card company to see if they'll waive it, just this once. But make a habit out of it and you can bet they won't be so willing in the future.
Home Remodeling
Whether it's a little work in your studio apartment or a major makeover in your first home, always get more than one estimate. Pitting contractors against each other only stands to work in your favor. If your favorite is too expensive, let him know you've been offered lower bids. Odds are, he'll come down on the price before he'll walk away from the job.
Continue Reading: The Smart Girl's Guide to Negotiating Anything
By Jihan Thompson - Career & Money Blogger - Marie Claire
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