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I am in no way a political exspert or a financial guru, but it seems to me if the government really wanted to stimulate the economy why couldnt they just go across the boards and anyone with a mortgage that wanted to, give them a 30 or 40 yr fixed rate loan at or around 3 or 4%? This would… Read More »
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There's never been a better time to invest in energy-conserving upgrades to your house; that's the word from the White House. And Congress is backing up the message with billions of dollars being made available to homeowners who want to bring down their energy bills. It's a multipronged initiative packed into different programs included in the American Recovery and Reinvestment Act, also known as the stimulus package, which was passed in February.
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<p>I work with TONS of buyers and there are some things that seem so simple and logical that sellers should do, but don’t, when showing their home to potential clients. Of course, there are many things that buyers find important, like the floor plan, size of bedrooms, closet... Read More »
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<p>Well, you are not alone. The lending guidelines have become so strict, it feels like the banks do not even want to make loans. Even well qualified buyers are being put to the test; buyers with high FICO scores, good assets, good income, etc. Times are... Read More »
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<p>Did you read the Mercury News yesterday? Well, that says it all. The conforming loan amount was temporarily increased to $729,750 in our area to encourage people to buy homes. Basically, there is a government backed conforming loan amount and anything over that... Read More »
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